Best Health Insurance for Young Adults

Get Expert Help to Find Young Adult Health Insurance

First time buyers can buy affordable health insurance for young adults with premiums that are easy to manage as well as sustain despite rising premium rates. However, it may be worthwhile to seek help from specialists for arriving at an informed decision. With an expert’s guidance, it could be possible to secure comprehensive young adult’s health insurance solution that best fits your specific lifestyle and healthcare coverage requirements.

FreeQuotesHealthInsurance can assist you to shop and compare the cheap health insurance for young adults online within minutes. Take advantage of our specialist services online for securing a healthcare cover at sustainable prices without having to worry about your age or income. To get started with your task, apply now!

How it Works?

  • Step 1

    Provide Basic Details

    It will enable us to give you information about health insurance companies in your state.

  • Step 2

    Applicant information

    Based on the information you provide, system will generate the best free quotes for you.

  • Step 3

    View plans!

    Receive directions to explore easily affordable health insurance plans that may work best for you.

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Save Money and Time for Young Adult Health Insurance

affordable health insurance for young adults
  • How Can You Save Money?
    You can explore several options on health insurance for young adults under 26. Nevertheless, it could be vital for you visit doctors and hospitals that are within network of the insurance company which you have chosen to work with. By visiting your insurer’s in-network medical facilities, you can cut down on out-of-pocket costs substantially and thus, save money on treatments.
  • How Can You Save Time?
    The best way to save time while exploring various health insurance options for young adults is to use online resources. And it will be easier for you to find the best and cheapest health covers if you seek help from a good national service provider website. You can get valuable information regarding your alternatives, compare multiple free quotes, select an insurer and pay premium in a span of few minutes.
cheap health insurance for young adults
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Things to Consider in Buying Cheap Health Insurance for Young Adults

  • Your options : Coverage levels, premiums and out-of-pocket expenses form the basis of finding the best cheap quote.
  • Care quality : You must have easy access to doctors and hospitals that can provide personalized medical services.
  • Discount rates : You can secure healthcare coverage at discounted rates if you visit in-network doctors and hospitals.
  • Other features : Make sure that your policy covers preventive care and regular check-ups at no extra costs.
  • Use online tools : By using advanced online tools, you can pick the right type of healthcare plan and even predict costs for premium.
  • Support services : Ensure that the insurer that you are working with provides excellent round the support services online for settling medical claims quickly.
Explore the Best Health Insurance Plans for Young Adults
Frequently Asked Que stions

Here are some cheap health insurance plans for young adults that you can explore buying.

  • Catastrophic plan - Offers coverage for preventive care and minimum 3 primary care visits. There is an option to choose deductible. To know more, talk to an agent today!
  • Silver plan - Get coverage by sharing 30% cost, policy will bear 70%.
  • Bronze plan - Get coverage by sharing 40% cost, policy will bear 60%.

Yes. Young adults could be eligible for Medicaid depending on the state in which they live and their current monthly incomes. Some states that have expanded Medicaid program allow young adults to enrol for Medicaid if they meet income criterion.

State marketplace exchanges offer three different types of health insurance options for young adults - Gold, Silver and Bronze. But for people that are qualified for certain hardship exemptions and young adults below 30 years, cheap catastrophic health insurance plan may be the best option.

If your employer doesn’t provide health insurance coverage for young adults, there is little need to worry. You can buy affordable healthcare insurance through federal health insurance marketplace or by contacting an independent agent or an online service like

Prior to the ACA being put into effect, insurers could remove young adults from parents’ health insurance policies once they turned legal. However, Affordable Care Act ensured that adults under the age 26 can stay on their parents’ healthcare coverage.

Know more about health terms

  • Obamacare

    "Obamacare" make it convenient for qualified consumers with lower incomes to secure government subsidies for individual and family health insurance policies. To qualify, you just have to make sure that your yearly household income is in the range 100% to 400% of federal poverty level.

  • Pre-existing Conditions

    The term pre-existing conditions implies health problems such as asthma, blood pressure, diabetes or cancer that a policy buyer already has prior to the beginning of the health coverage.

  • Co-Insurance

    The term “co-insurance” refers to the percentage of permissible charges for all health insurance services covered under a policy. These expenses have to be borne by the buyer.

  • Dependent

    The term “Dependent”, refers to child, spouse, parents, relative or any other person to be covered under family health policy. As per IRS rules and regulations premiums for policies purchased under ACA are eligible for tax credit benefits.

  • Special Enrollment Period

    To get enrolled for federal healthcare benefits there is an open enrolment period that is effective from the 1st of Nov. to 15th Dec. Enrolment for ACA plan post the specified time period is called the special enrolment period.

  • Preventative Care

    The term “Preventive Care” refers to the health services needed for preventing illnesses or even diseases. Such services may include counselling sessions, routine healthcare check-ups or family members covered under an ACA plan.

  • Embedded Deductible

    The term “Embedded Deductible” refers to combining of individual & family health insurance deductibles for a family health insurance policy.

  • Non-Embedded Deductible

    A non-embedded or aggregate deductible health insurance plan requires buyer to pay total family deductible amount out of pocket before the coverage begins. Insurer will thereafter start paying for the healthcare services of every individual member covered under the policy.

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